Financial Calculators

Good financial planning can require some tricky calculations. Save time by using our online financial calculators, which make it easy to figure out things like loan payments, calculate savings or investment income, or compare the financial benefits of fixed or adjustable rate mortgages.

Automobiles

• Which is better: a new or used vehicle?
• Should I lease or purchase a vehicle?
• How much will my vehicle payments be?
• What's better: a rebate, or special dealer financing?

Budgeting

• Should I pay off debt or invest in savings?
• What will it take to pay off my balance?
• How much should I set aside for emergencies?
• How much will it cost to raise a child?
• Should my spouse work too?

Credit Cards

• How important is the interest rate?
• Is a lower rate worth the annual fee?
• Should I consolidate my debts?
• Which is better: rebate card or low-rate card?

College Planning

• What will it take to save for a college education?
• Should I live on campus, off campus, or at home?
• How much should I budget for college living expenses?
• Is a meal plan a good deal?

Home & Mortgage

• Which is better: Fixed or adjustable? 
• Should I pay points to lower the rate?
• Which is better: a 15- or a 30-year term?
• How much should I put down for a new home?
• Am I better off renting?
• How much can I save in taxes?
• Am I better off refinancing?
• How advantageous are extra payments?
• Is my Private Mortgage Insurance deductible?
• Am I eligible for a first-time home buyer credit?
  

Savings & Investment

• What will it take to become a millionaire?
• How much will my savings be worth?
• How will taxes and inflation affect my savings?
• Which is better: cash or payments?
• How much will my Share Certificate be worth at maturity?
• Share Certificate Laddering Calculator