Mortgage Rates

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Effective as of: 01/31/2012 10:38 AM CT
Loans to $417,000	Rate	APR	Points
Conforming 30 Yr Fixed	4.000%	4.248%	0.000%
Conforming 20 Yr Fixed	4.000%	4.344%	0.000%
Conforming 15 Yr Fixed	3.250%	3.682%	0.000%
Conforming 10 Yr Fixed	3.125%	3.752%	0.000%
3/3 ARM 30 Year	2.000%	2.816%	0.000%
5/1 ARM 30 Year	2.375%	2.933%	0.000%
5/1 ARM 15 Year	2.250%	2.831%	0.000%
7/1 ARM 30 Year	2.875%	3.168%	0.750%
7/1 ARM 15 Year	2.750%	3.288%	0.750%
High-Balance Loans *	Rate	APR	Points
High-Balance 30 Yr Fixed	4.250%	4.385%	1.000%
Jumbo Loans above $417,000	Rate	APR	Points
3/3 ARM 30 Year	2.000%	2.627%	0.000%
5/1 ARM 30 Year	2.500%	2.785%	0.000%
5/1 ARM 15 Year	2.375%	2.551%	0.000%
5/1 ARM 40 Year	4.000%	3.225%	0.000%
7/1 ARM 30 Year	3.375%	3.204%	0.750%
7/1 ARM 15 Year	3.250%	3.299%	0.750%
BFSFCU Jumbo 15 Yr Fixed	6.750%	6.828%	0.000%

* Loan amount max dependent on geographic location
Please note that all loans are subject to a $2,250 Origination Fee.

If you are interested in a 5/5 ARM First-time homebuyer's loan with 100% LTV financing, please contact our Lending Services Department at (202) 212-6450. For more information about our mortgage loans, or to apply online, please visit our Mortgage Lending Center.

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