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Credit Card Rates

The VISA® credit card rates information posted on BFSFCU.org is for informational purposes only. Rates are subject to change at any time.

New Credit Card Rules

Visit the Federal Reserve page to understand the recently enacted consumer protection rules affecting credit cards.


Credit Card Rates


Visa Gold

3.9% Introductory Annual Percentage Rate (APR) during the first 12 months. Then Variable APR of Prime1 plus 4.0%, currently 7.25%.

Visa Gold Card Account Disclosure

Please review our Visa Gold Guide to Benefits to learn more about our Visa Gold Credit Card.



Visa Platinum

3.9% Introductory APR during first 12 months. Then Fixed APR 8.90%.

Visa Platinum Card Account Disclosure



Visa Platinum with Member Rewards

3.9% Introductory APR during first 12 months. Then Fixed APR 8.90%. $19 annual fee applies to the Visa Platinum Member Rewards card.


Visa Platinum Cash Rewards

5.9% APR during the first 12 months. Then Fixed APR of 10.9%. $39 annual fee applies.

Please review our Visa Platinum Guide to Benefits and our Visa Platinum Credit Card Agreement to learn more about our Platinum Cash Rewards Card.


Visa Card Guide to Benefits

Our Visa Platinum Guide to Benefits describes the benefits offered to our eligible Visa Platinum Cardholders. Please click on the link above to read the full description of the benefit. 



1The ANNUAL PERCENTAGE RATE (APR) for variable rate changes will be the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal (index) in effect on the 20th day of the month, plus a margin. The Prime Rate was 3.25% as of 9/14/2011.