Credit Card Rates

The VISA® credit card rates information posted on BFSFCU.org is for informational purposes only. Rates are subject to change at any time.

New Credit Card Rules

Visit the Federal Reserve page to understand the recently enacted consumer protection rules affecting credit cards.


Credit Card Rates


Visa Gold

3.9% Introductory APR during the first 12 months. Then Variable APR of Prime1 plus 4.0%, currently 7.25%.

Visa Gold Card Account Disclosure



Visa Platinum

3.9% Introductory APR during first 12 months. Then Fixed APR 8.90%.

Visa Platinum Card Account Disclosure



Visa Platinum with Member Rewards

3.9% Introductory APR during first 12 months. Then Fixed APR 8.90%. $19 annual fee applies to the Visa Platinum Member Rewards card.


Visa Platinum Cash Rewards

5.9% APR during the first 12 months. Then Fixed APR of 10.9%. $39 annual fee applies.

Please review our Visa Credit Card Guide to Benefits and our Visa Platinum Credit Card Agreement to learn more about our Platinum Cash Rewards Card.


Visa Card Guide to Benefits

Our Visa Credit Card Guide to Benefits describes the benefits offered to our eligible Visa Cardholders. Please click on the link above to read the full description of the benefit. 



1For Variable Rates we use the highest Prime Rate as published in the Wall Street Journal Money Rates Section, currently 3.250% as of 11/20/2009.