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Mortgage Loans


Whether you are looking to buy a home across town or across the country, BFSFCU has the perfect mortgage for you. We offer a wide range of fixed- and adjustable-rate mortgage products. Financing is available on primary residences, second homes, and investment properties.

Take advantage of our low rate of 2.00%* on our 3/3 ARM* and use the extra money you'll save in interest to pay your mortgage off faster or enjoy lower monthly payments.

Our 3/3 ARM loan features a three-year fixed low rate of 2.00%*, after which the rate is adjusted once every three years.

  • Includes Jumbo loans--loans in excess of $417,000
  • No points to pay
  • Quick turnaround time for settlement

    Click here to apply.

    Features & Benefits of our Mortgages

    • Flexible terms and great rates
    • Fixed- and adjustable-rate programs
    • Loans are serviced by BFSFCU
    Finding the right program for you
    Our programs are designed to meet the needs of our unique membership; in addition to traditional mortgage products, our offerings include 100% financing, a First-Time Homebuyer Program for members with little or no U.S. credit history and limited down payments, and an Interest First mortgage program.

    Mortgage Loan Center
    BFSFCU can help you get where you want to be. Visit our full service Mortgage Loan Center where you will find helpful information to assist you in understanding our mortgage programs and the mortgage process.

    *The Annual Percentage Rate (APR) for the 3-Year Adjustable Rate Mortgage (ARM)is 2.83%. Annual Percentage Rate is based on a 30-year repayment term and a $100,000 loan amount. Rate and terms are subject to change at any time. The ARM rate is subject to adjustment on the anniversary date of the loan, based on the 3-year Constant Maturity Tresury (CMT) index plus a margin of 2.375%. Other terms and conditions may apply; ask a Loan Officer for details. This is not a guaranteed offer of credit.