Home Equity Loans

Whether you’re thinking about renovating your home, planning on taking the trip of a lifetime, or taking advantage of investment opportunities, a BFSFCU Home Equity Loan will make it happen. Our Home Equity loans give you the flexibility you need at the right price.

Use your home's equity to finance your goals!

With interest rates still very low, using the equity in your home could be a cost-effective way to finance your aspirations.

Our 5/1 Home Equity Line of Credit (HELOC) can offer you the financing you need with the added security of knowing that your interest rate won't change for the first 5 years. Thereafter, the rate becomes variable and is adjusted annually on its anniversary.*

To get started, call our experienced Loan Consultants at 202-212-6450.

• No Application Fee¹
  
• No Annual Fee¹
  
• No Pre-payment Fees
  
• Convenient Closing By Mail or at BFSFCU²
  
• Borrow up to 90% of the value of your home²
  
• Competitive interest rates and flexible terms
  
• Choose from an open-ended Home Equity Line of Credit or a closed-ended Home Equity or Homeowner’s Loan
  
• Possible tax advantages (consult your tax advisor)

Our Home Equity Lending Area
At this time, BFSFCU lends on properties in DC, DE, MD, VA and WV only. Lien recordation is required.

¹Refer to our Home Equity Disclosures.
²Some restrictions may apply. Contact a Lending representative for more details.